Yes, if the borrower prefers to wait to pay the appraisal they do have that option. You will need to let the appraisal desk know this is what the borrower wants via chatter in the borrowers record.
If this is not noted in file we will automatically order the appraisal at disclosures signed status and begin the process of getting the appraisal payment link sent out for borrower payment.
Note that waiting will cause delays in closing the loan so we urge all borrowers to pay the appraisal as soon as possible.
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